Top Borrowers have different needs, so there are several repayment plans—including income-driven repayment plans, which base your monthly payment amount on your income and family size.You’ll select a repayment plan when you apply for a Direct Consolidation Loan. Top You apply for a Direct Consolidation Loan through Student After you submit your application electronically at Student or by mailing a paper application, the consolidation servicer you selected will complete the actions required to consolidate your eligible loans.To request technical assistance while you are signed in and completing the online, select the “Contact Us” tab in the top menu bar of Student
allows you to consolidate (combine) multiple federal education loans into one loan. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.
In this article, let’s discuss how these two strategies can help you manage credit card debt more efficiently.
Apply for a Debt Consolidation Loan A debt consolidation loan is often a secured loan.
[Article: What You Should Know About the Fair Debt Collection ] Apply for a Balance Transfer Credit Card with 0% APR Another way to consolidate credit card debt is by applying for a new credit card with a low interest or zero interest rate offer.
Usually, the 0% APR is only good for a limited time period which can range from 3 months, 6 months, 12 months or longer.